Domestic Travel Policy (NDTP) is the insurer's travel insurance product for trips within India — covering the kinds of disruptions and emergencies that can affect domestic travellers, whether for business or leisure, by air, rail, or road. the insurer's own product listing confirms this policy exists alongside its international travel products, though detailed the insurer-specific benefit figures for this particular product are not yet independently published — see our note below.
the insurer Travel· Domestic Travel Policy· on the insurer's Own Travel Products Listing
Domestic Travel Policy is confirmed to exist as one of the insurer's three named travel insurance products, listed directly alongside Overseas Business and Holiday and National Overseas Travel Policy on the insurer's own travel products page. As its name indicates, it's built for travel within India, distinct from the insurer's overseas/international travel products covered elsewhere on this site.
Unlike most other the insurer products in this series, Domestic Travel Policy's detailed prospectus, sum insured tiers, and exact benefit limits are not independently published by any insurance aggregator or comparison site as of this page's research, and the insurer's own product page for this specific policy did not yield detailed benefit content through standard search and retrieval. What we can confirm is that the product exists and is actively listed by the insurer. What we cannot yet confirm from public sources are the specific numeric details: exact sum insured options, premium rates, precise benefit sub-limits, and the complete exclusions list specific to this the insurer product.
To give you a useful starting point, the "What's Typically Covered" section below describes the general benefit structure common across the domestic travel insurance category in India (drawing on how comparable products from other insurers are structured) — clearly marked as industry-context, not as confirmed the insurer/NDTP specifics. Please call Probitas at 022 4302 0000 for NDTP's exact, current sum insured, premium, and benefit details before making any purchase decision.
Listed by name directly on the insurer's own travel products page, alongside its overseas travel offerings — this is a real, active the insurer product, not a discontinued or hypothetical one.
The "Domestic" naming, paired with the insurer's separate "Overseas" products, makes clear this policy is scoped to travel within India's borders — air, rail, and road journeys around the country.
by NamingNDTP sits alongside National Overseas Travel Policy and Overseas Mediclaim Business and Holiday as one of the insurer's three named travel products — giving Indian travellers a domestic-specific option distinct from the international ones.
PositioningExact sum insured tiers, premium, and detailed sub-limits for this specific the insurer product are not yet published by aggregators or independently verified for this page — these details should be confirmed directly.
Confirm with ProbitasGeneral Domestic Travel Insurance Eligibility Pattern — Confirm NDTP's Exact Criteria
Domestic travel insurance products in India are generally aimed at travellers within the country, regardless of trip purpose. Based on this general category pattern, here's who would typically consider a product like NDTP — confirm the insurer's exact eligibility for NDTP specifically with Probitas.
Industry-Standard Domestic Travel Insurance Benefits in India — General Category Context, Not NDTP-Specific Confirmation
The benefits below describe how domestic travel insurance products are generally structured across the Indian insurance market, based on comparable products from other insurers. This is general category context to help frame your conversation with Probitas — not a confirmed list of NDTP's specific benefits or limits.
Domestic travel policies in this category typically cover hospitalisation, ambulance charges, and treatment costs for sudden illness or accidental injury sustained while travelling away from home.
Category-TypicalCompensation for accidental death or permanent disability sustained during the covered trip is a standard feature across comparable domestic travel products in India.
Category-TypicalReimbursement if checked baggage is lost or significantly delayed by the carrier (airline/rail) is commonly included, often with a minimum delay threshold (frequently 12 hours in comparable products).
Category-TypicalCover for additional costs incurred due to flight/train delays, or reimbursement of certain costs if a trip must be cancelled or cut short for a covered reason, is a common inclusion in this category.
Category-TypicalReimbursement for the cost of lost or misplaced travel tickets (flight/train) is offered by several comparable domestic travel products in the Indian market.
Category-TypicalCover for legal liability if the insured accidentally causes injury to a third party or damage to third-party property during the trip appears in several comparable products.
Category-TypicalWe want to be completely clear: the six benefit types above describe what's common across the domestic travel insurance category generally in India — they are illustrative of what a policy like this often includes, not a confirmed list of what the insurer's Domestic Travel Policy specifically provides, at what sum insured, or subject to what conditions. NDTP could match this pattern closely, diverge from it, or include additional the insurer-specific features not listed here. The only way to know NDTP's actual, current benefit structure is to ask the insurer directly or through Probitas.
Industry-Standard Exclusion Pattern — General Category Context, Not NDTP-Specific Confirmation
As with the coverage section above, the following reflects common exclusion patterns across comparable domestic travel insurance products in India — not NDTP's specific, filed exclusion clauses.
Commonly excluded or subject to specific conditions across comparable products in this category, unless explicitly covered by the specific policy.
Injuries or losses occurring while under the influence of alcohol or drugs are commonly excluded across comparable domestic travel products.
Injuries from activities like trekking, rafting, or skiing are commonly excluded under base policies in this category unless a specific adventure-sports add-on is purchased.
Claims for baggage left unattended (rather than lost by the carrier itself) are commonly excluded across comparable products.
Losses arising from the insured's own criminal or unlawful conduct are a standard exclusion across this insurance category generally.
Comparable products in this category often require incidents to be reported within a defined window (commonly 24-48 hours) — late reporting can affect claim outcomes.
Please request NDTP's complete, the insurer-specific exclusions list from Probitas before purchase — the patterns above are illustrative of the category, not a confirmed statement of NDTP's actual policy wording.
General the insurer Claims Pattern — Confirm NDTP's Exact Process
NDTP's exact claims process isn't independently published, but the insurer's general claims infrastructure and approach (as confirmed across the insurer's other products) gives a reasonable starting expectation.
As with the insurer's other travel and health products, prompt notification following an incident is generally important — confirm NDTP's specific intimation window with Probitas.
Following the pattern across the insurer's products, expect to need a duly completed claim form, identity proof, and incident-specific documents (e.g. medical bills and reports for a medical claim, carrier-issued loss/delay certificates for baggage claims).
the insurer's general claims guidance directs customers to approach the policy-issuing office or nearest the insurer office for claim document submission, or to call the insurer's toll-free number 022 4302 0000 for assistance.
Once documentation is complete, the claim is reviewed and settled according to the policy's specific terms and sum insured — confirm NDTP's exact settlement timeline with Probitas.
Call Probitas at 022 4302 0000 for NDTP's exact, confirmed claims intimation timeline and document checklist before you travel — having this in hand beforehand makes the process much smoother if you ever need to use it.
Domestic Travel Policy — Frequently Asked Questions
Enquire About the insurer's Domestic Travel Policy
Since detailed NDTP specifics aren't yet published, share your travel plans and our specialist will confirm exact terms, sum insured, and premium directly with the insurer before quoting.
By submitting you agree to our Privacy Policy and Terms & Conditions. Domestic Travel Policy (NDTP)· IRDAI Licensed. For travel within India. the insurer-specific sum insured, premium, and detailed benefit terms for this product are not independently published as of this page's research and must be confirmed directly with Probitas/the insurer. General domestic travel insurance category benefits commonly include medical emergency expenses, personal accident cover, baggage loss/delay, trip delay/cancellation, loss of tickets, and personal liability — confirm which of these, and at what limits, apply specifically to NDTP. Probitas Insurance Brokers Pvt. Ltd.· IRDAI Lic. No. 528.