Insurance Designed for Women's Safety —
National Women Safety Policy, the insurer

The National Women Safety Policy (NWSP) and the National Young Women Advantage Policy (NYWAP) are both the insurer Miscellaneous Insurance products for women — but with different focuses.

NYWAP (National Young Women Advantage Policy):
→ PA + 11 Critical Illnesses combined in one policy
→ Lump sum on accidental death/disability AND on first diagnosis of cancer, stroke, heart attack, etc.
→ Breast cancer and cervical cancer specifically covered
→ Shared Sum Insured across both PA and CI sections
→ are publicly documented

NWSP (National Women Safety Policy):
→ Focused on personal accident and SAFETY protection for women
→ Covers standard PA benefits (death, PTD, PPD) with likely broader safety scope
→ The "Safety" positioning suggests coverage beyond standard PA — potentially including burns, assault-related injuries, and other safety-specific events
→ Positioned as a safety-focused product rather than a CI-combined product

For women who want critical illness (cancer) cover alongside PA: NYWAP is clearer. For women who want safety-specific accident protection: NWSP may be more relevant. Call 022 4302 0000 to discuss which is right for your situation.

The National Women Safety Policy exists as a current the insurer product but has limited publicly available documentation online — unlike the insurer's better-known products like NYWAP, the Individual PA, or the Janata PA.

This is common for some the insurer products that are:
→ Newer product launches with limited online marketing
→ Products sold primarily through the insurer branches and licensed brokers
→ Products where premium and coverage schedules are maintained in the insurer's internal systems rather than prominently displayed online

Probitas Insurance Brokers (IRDAI Lic. 528) is the insurer-empanelled and has direct access to the insurer's current product schedules — including NWSP. Call 022 4302 0000 for complete details within minutes.

In the Indian insurance market, a "Women Safety" insurance product typically extends beyond standard personal accident (which covers accidents by external, violent, visible means) to include events that are specific safety concerns for women:

Standard PA covers: Accidental death, PTD (loss of limbs/eyes), PPD, and in some products TTD and hospitalisation — from any accident

Women Safety products may additionally cover:
→ Burns — acid attacks, chemical burns, severe household fire burns (all serious safety concerns for women in India)
→ Assault-related injuries requiring hospitalisation
→ Travel safety incidents (commuting accidents, public transport incidents)
→ Enhanced hospitalisation cover for safety-related injuries

The exact scope of NWSP's safety-enhanced coverage depends on the current policy wording. Call 022 4302 0000 to get the complete coverage schedule specific to the current NWSP product.

Based on the insurer's standard PA and Miscellaneous product structure, the following are standard confirmed elements for any the insurer PA product including NWSP:


→ Accidental Death: 100% of Sum Insured (bodily injury by external, violent, visible means within 12 months)
→ Permanent Total Disablement (PTD): 100% SI (loss of both eyes/limbs or general PTD from any occupation)
→ 50% Benefit: Loss of one eye or one hand/foot
→ Permanent Partial Disablement (PPD): percentage of SI per the insurer's assessment schedule
→ Worldwide coverage, 24 hours × 7 days
→ Annual policy (renewable)
→ GST @18% on premium
→ Claims through the insurer (022 4302 0000)

Suicide, intoxication, criminal intent, war, nuclear perils, pregnancy, pre-existing disability

For the complete benefit schedule, premium rates, SI options, and any additional safety-specific benefits under NWSP: call 022 4302 0000.

Premium for NWSP depends on several factors:
→ Age of the insured woman
→ Sum Insured selected
→ Any optional covers added
→ Individual or group policy basis

The current NWSP premium schedule is maintained by the insurer and is available through licensed brokers like Probitas Insurance Brokers (IRDAI Lic. 528).

How to get your premium:
1. Call 022 4302 0000 — our specialists will ask for your age, desired SI, and coverage requirements, and provide the current NWSP premium within minutes
2. Fill the quote form below — our specialists will contact you within one working day with a complete premium breakdown
3. Email contact@takemyinsurance.com with your requirements

Unlike products like the Janata PA (₹15/₹25,000 flat rate) or SSB (IRDAI-standard rates), NWSP's premium is not publicly listed and requires a broker consultation for accurate pricing.

YES — there is no regulatory restriction on holding multiple personal accident policies simultaneously. You can hold NWSP alongside NYWAP, the insurer Individual PA, or the IRDAI-standard Saral Suraksha Bima at the same time.

Practical combination examples:
→ NWSP + NYWAP: Safety-focused PA protection (NWSP) PLUS Critical Illness lump sum for cancer, stroke, heart attack (NYWAP)
→ NWSP + SSB: the insurer's women's safety product PLUS IRDAI-standard ₹2.5L–₹1Cr PA with TTD and education grant (SSB)

At claim time, each policy is assessed independently. Holding multiple policies multiplies your total accident protection coverage.

Call 022 4302 0000 to discuss the optimal combination for your specific needs, income level, and risk profile.

For most the insurer PA and Miscellaneous products, the following documents are typically required at purchase:

Standard the insurer PA purchase documents:
→ Completed the insurer proposal/application form
→ Photo identity proof (Aadhaar, PAN, Voter ID, Passport)
→ Age proof (any of the above or birth certificate)
→ Proof of gender (for women's products — Aadhaar typically sufficient)
→ Address proof (Aadhaar, utility bill, passport)
→ Recent photograph

Medical examination: Not usually required for standard cases — the insurer PA products generally don't require medical check-ups unless the Sum Insured is very high or there are specific underwriting concerns.

For Group NWSP policies: Group member list with names, ages, and SI per member; group organiser's identity documents.

For the complete current NWSP purchase requirement list, call 022 4302 0000 before visiting an the insurer branch or our office.

For safety-specific events that may fall under NWSP's expanded scope (acid attacks, severe burns, assault-related injuries):

Immediate steps:
1. Call 022 4302 0000 immediately — our team will guide you through NWSP-specific claim procedures
2. File FIR/police complaint immediately — critical for safety-related events
3. Get to a hospital — ensure Medico-Legal Case (MLC) registration
4. Notify the insurer in writing as soon as possible

Additional documentation for safety events:
→ FIR / police complaint copy
→ Hospital records establishing the nature and cause of injury
→ Medical specialist report on extent of burns/injury
→ Photographs of injuries (if required by insurer)
→ Complete claim form specifying the safety event

Important: The specific claim procedure for safety-related events under NWSP depends on the current policy wording. Some safety events may require specific documentation or have different sub-limits. Always call 022 4302 0000 before filing — our specialists will ensure your claim is documented correctly from the start.